We’ve all been there, an unexpected car repair, a sudden increase in school fees, or a business restock that just can’t wait. When your budget feels the pinch, GLoan on GCash offers more than just quick cash; it now provides a built-in safety net with the launch of GLoan Protect.
From January 16 to March 31, 2026, every approved GLoan of at least ₱500 comes with FREE health and loan insurance underwritten by Oona Insurance. This means you’re not just solving today’s financial gap; you’re also protecting your family’s tomorrow—at no extra cost.
GLoan Protect: What’s Included for Free?
| Benefit | Coverage Details |
| Hospitalization Allowance | Get a minimum of ₱500 or up to 10% of your loan value if confined for at least 3 days. |
| Loan Repayment Insurance | In case of accidental death or permanent disability, your outstanding balance is waived and settled. |
| Life & Accident Coverage | Beneficiaries may receive any surplus benefit after the loan is settled. |
| Instant Activation | Automatically active once funds hit your wallet; no manual enrollment needed. |
Applying for GLoan is entirely digital and takes less than two minutes within the GCash app.
Eligibility Requirements:
- Age: 21–65 years old.
- Status: Fully verified Filipino GCash user.
- Amount: Minimum loan of ₱500 up to ₱150,000 (depending on your GScore).
- Terms: Flexible repayment between 1 to 24 months.
The 5-Step Process:
- Open GCash and tap “Borrow” > “GLoan.”
- Enter the amount you need (₱500 min).
- Check the box for “GLoan Protect” (it will show as FREE).
- Confirm and Disburse: Funds are sent to your wallet instantly.
- View Policy: Your insurance will appear in “My GInsure” within 24 hours.
