Maya is shaking up the quiet world of saving with a “wake-up call” video starring Julia Barretto and Maris Racal. Tapping into the classic Pinoy pop-culture meme of being “masampal ng pera” (slapped with money), the campaign turns a playful confrontation into a metaphor for Maya’s daily interest payouts.
In the 2026 campaign, Julia and Maris literally “slap” each other with money to illustrate that your savings shouldn’t just sit there—it should hit your balance every single day. By moving your funds to Maya, you trade the “silent” growth of traditional banks for a visible, daily “sampal” of interest that you can see and feel in real-time.
Maya Savings 2026: How to Get That 15% P.A. “Sampal”
Maya remains the #1 Digital Bank in the Philippines by offering an industry-leading interest rate that’s surprisingly easy to unlock. Here’s the breakdown for January 2026:
| Interest Rate | How to Unlock | Max Balance Covered |
| 3.5% P.A. | Base Rate: Simply open a Maya Savings account. | Up to ₱5M |
| Up to 15% P.A. | Boosted Rate: Spend via Maya (Pay Bills, Buy Load, Scan QR, or shop online) to climb the interest tiers. | First ₱100,000 |
| +1% P.A. Extra | Credit Boost: Apply and get approved for a Maya Black Credit Card. | First ₱100,000 |
The Savers’ Strategy for 2026
- Daily Payouts: Unlike traditional banks that credit interest monthly, Maya credits your earnings every 24 hours. You can literally watch your “Total Interest Earned” grow every morning.
- Tiered Missions: The more you use Maya for everyday expenses (like your Meralco bill or Grab rides), the higher your interest “boost” becomes for that month.
- Personal Goals: Want to organize your funds? You can open up to 5 Personal Goals and earn up to 8% p.a. interest (for balances up to ₱100k per goal) based on your savings progress.
- Safe & Regulated: Your deposits are insured by the PDIC up to ₱500,000 (though Maya mentions up to ₱1M for specific promotions) and regulated by the Bangko Sentral ng Pilipinas.
