Let’s face it: upgrading your home appliances, replacing a lagging laptop, or finally treating yourself to that brand-new 4K television is exciting, but seeing your entire bank account drain in a single swipe? Not quite as thrilling.
Big-ticket purchases usually require careful budgeting, but waiting months to save up can sometimes mean missing out on what you need today. Thankfully, Maya is stepping in to make upgrading your lifestyle a whole lot easier on your wallet.
From August 1 to October 31, 2026, Maya—the Philippines’ leading digital financial services platform, is rolling out an incredible promo for cardholders. If you use your Maya Black Credit Card or Landers Cashback Everywhere Credit Card to buy eligible electronics and home appliances, you can convert those purchases into a 3-month Mini Payment plan with an effective 0% interest!
To make the deal even harder to resist, Maya is waiving processing fees for all Mini Payments created until September 30, 2026.
The best part? You don’t have to sacrifice your rewards just to get flexible payment terms. Every eligible purchase continues to rack up instant Maya Miles (if you’re using the Maya Black Credit Card) or Landers Cashback Points (if you’re using the Landers Cashback Everywhere card). You get to pay over time and keep earning perks.
Getting started is as straightforward as it gets:
- Make a single straight purchase worth at least ₱10,000 using your Maya Black or Landers Cashback credit card.
- Wait for the transaction to appear in your Maya app.
- Tap on the transaction and select Convert to Mini Payments.
- Choose the 3-month Mini Payment plan to lock in the promo.
(Note: While Mini Payments are initially billed with standard monthly interest, Maya automatically credits back that interest every first week of the following month once posted, giving you that effective 0% interest rate!)
Whether you are replacing an aging washing machine before rainy season or upgrading your home entertainment setup, Maya Mini Payments lets you bring home what you need now and settle up comfortably over time.
Check out eligible merchants and full mechanics at maya.ph/minipaymentpromo before you shop!
