Settle Your Home Credit Loan from Home via the App

Home Credit, the country’s leading consumer finance company with nationwide store presence and rapidly growing mobile presence, continues to adapt to the growing demand for cashless and contact-less transactions by creating an online payment option where customers can conveniently settle their loans and credit card bills without having to leave the comfort of their homes.

Through Home Credit’s new online payment gateway, all customers with an existing account or loan—whether it is a commodity loan, cash loan, or credit card—can pay online through the Home Credit website. 

The best thing about this online payment tool is that it is available 24/7 at the convenience of our customers,” said Puneet Suneja, Home Credit Philippines’ Head of Operations. “They no longer need to stand in queues at a payment center during business hours. All they need is a Visa/Master debit card or their online banking credentials, and payments can be done anytime, anywhere—making it the perfect payment option this quarantine period.”

To enjoy this payment option, customers must have a registered account in the My Home Credit app, a local debit card with Visa or Mastercard logo, or an active online account with BancNet, UnionBank, and BPI.

Here’s a step-by-step guide on how to pay your Home Credit loan via the Home Credit website and My Home Credit App:

Pay via My Home Credit app

  1. Go to Loan Dashboard and tap “Pay” button
  1. Click “Pay Online”
A screenshot of a cell phone

Description automatically generated
  1. Choose Debit Cards for local Visa/Mastercard then Add Card
A screenshot of a cell phone

Description automatically generated
  1. Enter Card Details for Visa/Mastercard
A screenshot of a cell phone

Description automatically generated
  1. Enter amount you want to pay
A screenshot of a cell phone

Description automatically generated
  1. Confirm payment
A screenshot of a cell phone

Description automatically generated
  1. Complete transaction
A screenshot of a cell phone

Description automatically generated

Pay via Home Credit website

  1. Go to Pay Now Page

Go to www.homecredit.ph and look for the Pay Now button on the Payments tab. Alternatively, you can click on the “Pay my Installments” button on the Cover Advisory Ribbon.

  1. Enter Home Credit account details

Provide your Loan Account Number, Mobile Number, Date of Birth, and Amount to be paid. 

  1. Choose payment option

Upon confirming your account details, you will be redirected to the payment partners page to select your preferred payment option and complete your transaction.

  1. Complete payment

Once payment has been made, you will be redirected back to the Home Credit page to view your transaction receipt.

For more information about Home Credit’s online payment gateway, check out the Pay Online User Guide on their website or download the My Home Credit app to get started. 

Since it started its operations in the Philippines last 2013, Home Credit has already served almost 7 million Filipinos and almost 5 million mobile app registrations.